Supplemental and Additional Insurance (UVG-E/Z; LAA-C/A; LAINF-C/A)

This is recommended for all enterprises, even for those that are subject to the SUVA (Swiss Accident Insurance Fund) obligation.

The supplemental and additional insurances are targeted to improve UVG/LAA/LAINF benefits. They enable employees to have a higher level of social and financial security.

Supplemental insurances for incomes up to the UVG/LAA/LAINF maximum

The following insurance benefits are available:

• Capital sum upon disability and capital sum upon death
• Daily allowance supplements
• Unlimited medical expenses in the private ward
• Special risks (UVG/LAA/LAINF gap coverage)

Additional insurance for incomes over the UVG/LAA/LAINF maximum
The additional insurance comprises the same insurance benefits as the supplemental insurance, but also for parts of the salary that exceed the UVG/LAA/LAINF maximum.