Basic insurance includes the mandatory health care insurance traditional model as well as the savings models myDoc and HMO, and it covers the legally stipulated basic benefits in most of the areas listed below.
Supplementary insurance covers the needs in the areas listed below.
| Requirement | Insurance |
|---|---|
| Best medical care in the hospital | PRIVATE Hospital Insurance with concordiaMed premium |
| Outpatient treatments – orthodox medicine | |
| Alternative treatments – complementary medicine | NATURA |
| Inpatient treatment – hospital stay | |
| 24-hour health consulting | concordiaMed |
| 24-hour health consulting if you are privately insured | PRIVATE Hospital Insurance with concordiaMed premium |
| Maternity | NATURA Hospital Insurance Vacation & Travel |
| Medicines | |
| Protective and travel vaccinations | DIVERSA |
| Promotion of health and fitness | NATURA |
| Medical preventive care, check-ups | NATURA |
| Dental care | |
| Eyeglass lenses and contact lenses | DIVERSA |
| Treatments abroad Free choice of doctor and hospital worldwide | PRIVATE Hospital Insurance with concordiaMed premium |
| Treatments abroad emergencies only | |
| Search and rescue costs, ambulance transportation | |
| Health spa treatments | |
| Home nursing and domestic help | |
| Medical aids | DIVERSA |
| Income compensation | Daily Allowance |
| Monetary benefit in the event of disability or death |
The applicable legal provisions, in particular the Swiss federal law on health insurance (KVG/LAMal) and the relative ordinances, the regulations, and the General, Additional and Special Insurance Terms and Conditions prevail.
24-hour medical counselling
+41 (0)41 210 02 50
