Worldwide accident insurance cover
ACCIDENTA Accident Insurance
Accidents happen in a matter of seconds. But they often change a whole life: protect yourself and your dependants with CONCORDIA accident insurance. ACCIDENTA offers financial security with capital benefits in the event of an accident. This applies even when another insurer is already providing benefits.
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ACCIDENTA supplementary insurance - Your advantages
What CONCORDIA’s ACCIDENTA Accident Insurance offers:
- Lump-sum benefits in the event of disability or death resulting from an accident
- Insurance sum selected on an individual basis
- Benefit payments regardless of other insurance
- Progressive payments adjusted to the degree of disability
- Worldwide validity
Progressive payout in case of disability
According to the degree of disability, CONCORDIA pays out more than the sum insured. For a disability of 100 %, for example, more than three times the chosen insurance sum is paid out.
The following example shows the progressive payment with an insurance sum of CHF 100,000:
|
Degree of disability
|
Degree of disability with progression
|
Insurance sum
|
Effective payout
|
|
|---|---|---|---|---|
| 25 % | 25 % | CHF 100,000 | CHF 25,000 | |
| 50 % | 100 % | CHF 100,000 | CHF 100,000 | |
| 75 % | 225 % | CHF 100,000 | CHF 225,000 | |
| 100 % | 350 % | CHF 100,000 | CHF 350,000 |
Payout for accidents resulting in death
If the insured person dies within the space of five years from the consequences of an accident, the insurance sum will be paid out to the surviving dependents. This takes place after the deduction of any disability compensation already provided for the same accident.
I am interested in ACCIDENTA Accident Insurance
Frequently asked questions on ACCIDENTA Accident Insurance cover:
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Does ACCIDENTA Accident Insurance also cover death?Yes, ACCIDENTA also covers accidents resulting in death.
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Is ACCIDENTA Accident Insurance also valid for accidents abroad?Yes, ACCIDENTA Accident Insurance covers accidents abroad that result in death or disability. For more information, please contact your CONCORDIA agency or consult the General Insurance Terms and Conditions.
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Isn’t accident cover already provided by my employer?ACCIDENTA Accident Insurance covers additional benefits (capital benefits in the event of disability or death as a result of an accident) irrespective of other insurance policies.
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What is the difference between accident insurance and liability insurance?ACCIDENTA Accident Insurance covers capital benefits in the event that the insured person becomes disabled or even dies due to an accident. Liability insurance, by contrast, protects you against claims for loss or damage you cause to other people as a result of an accident.
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Is a daily allowance also insured with ACCIDENTA Accident Insurance?No, we offer separate daily allowance policies for daily allowances.