Cost sharing

NATURA and NATURA^plus:

No deductible

Promotion of health and fitness

NATURA:

Back and posture training, physical fitness, etc.: 50 %, max. CHF 200/area and calendar year
Several areas: max. CHF 500/calendar year

NATURA^plus:

Back and posture training, physical fitness, Sport Bonus, etc.: 50 %, max. CHF 200/area and calendar year
Several areas: max. CHF 500/calendar year

Medical preventive care, check-ups

NATURA and NATURA^plus:

90%, max. CHF 500/calendar year (if recognised by CONCORDIA)

concordiaMed

NATURA and NATURA^plus:

Free medical advice by telephone
24-hour emergency service

Maternity, family

NATURA:

Childbirth preparation course and breastfeeding consultation;
pregnancy, pelvic floor and postnatal exercise: 50 %, max. CHF 200/area and calendar year
Several areas: max. CHF 500/calendar year

NATURA^plus:

Childbirth preparation course and breastfeeding consultation;
pregnancy, pelvic floor and postnatal exercise;
baby swimming course: 50 %, max. CHF 200/area and calendar year
Several areas: max. CHF 500/calendar year

NATURA is particularly convenient for families: Children up to the age of 15 only pay CHF 5 premium per month (with the exception of NATURA^plus). Moreover, NATURA supplementary insurance is free of charge from the 3rd child, provided that the same supplementary insurance has been taken out for the first two children.

Alternative cures – complementary medicine

NATURA:

More than 70 methods (recognised by CONCORDIA)
Treatment including prescribed remedies
Treatment by naturopaths: 75 %, max. CHF 4,000/calendar year
Treatment by therapists: 75 %, max. CHF 1,500/calendar year

NATURA^plus:

More than 130 methods (recognised by CONCORDIA)
Treatment including prescribed remedies
Treatment by naturopaths: 75 %, max. CHF 6,000/calendar year
Treatment by therapists: 75 %, max. CHF 2,000/calendar year