Yes, it is very important that they do. The same goes for people who are self-employed on a part-time basis if their entire income is not covered via an employer. Loss of income can have very severe consequences for self-employed people.

You are free to choose when your policy should take effect and how high the insured daily allowance should be. Please contact your CONCORDIA agency.

It makes sense to take out daily allowance insurance if you are not insured or not fully insured via your employer, as this will give you financial security in the event that you lose income due to incapacity for work.