Term Life Insurance
TIKU/DIMA/DIMI
TIKU/DIMA/DIMI offers financial security by way of capital payments in the event of disability or death. The disability and death benefits insurance is suitable for all those who would like to protect themselves and their dependants against the financial effects of illness and accident.
Advantages of TIKU/DIMA/DIMI Term Life Insurance at a glance
- Coverage in the event of disability or death resulting from an illness or accident
- Payout of the whole capital starting at a degree of disability of 70 %
- Payout of disability benefits starting at a degree of disability of 25 %
- Insurance sums selected on an individual basis
- Benefit payment regardless of other insurances
- Worldwide validity
- Freedom to designate the beneficiaries
Benefits and gaps of social insurance
Persons not undertaking gainful activity – AHV/AVS/OASI, IV/AI |
Gainfully employed persons – AHV/AVS/OASI, IV/AI, UVG/LAA/LAINF, BVG/LPP |
|
|---|---|---|
Nursing, care, medical aids |
✓ | ✓ |
Professional integration |
✓ | ✓ |
Disability |
From age 18, not less than IV/AI minimum pension |
Benefits from state and occupational pension provision (1st and 2nd pillar) |
| Death | Small widow's or widower's pension |
Benefits from state and occupational pension provision (1st and 2nd pillar) |
TIKU/DIMA/DIMI is ideally suited as a supplement
- For children and adolescents, persons not undertaking gainful activity (AHV/AVS/OASI, IV/AI): a disability or death in the family can cause great financial difficulties. TIKU/DIMA/DIMI offers affordable insurance coverage particularly to women, children and adolescents.
- For gainfully employed persons (AHV/AVS/OASI, IV/AI, UVG/LAA/LAINF, BVG/LPP): risk protection for business or private obligations, security when building a home (mortgage), or as a supplement to social insurance provision.