Mandatory Insurance Cover

Basic Insurance

Mandatory health care insurance guarantees legal insurance protection in the event of illness, accident and maternity. Alongside the traditional model, CONCORDIA offers myDoc Family Doctor Insurance and HMO Health Insurance.

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Basic Insurance at a Glance

Basic insurance is mandatory for all residents of Switzerland. The benefits are established by the law and therefore they are the same for all health insurance providers.

Alongside the traditional model, CONCORDIA offers two alternative insurance models: myDoc Family Doctor Insurance and HMO Health Insurance. The difference between these and the traditional model lies in the fact that you choose your first point of contact for medical complaints: Your family doctor or your HMO health centre. The coordination of treatments via the first point of contact allows unnecessary treatments to be avoided; CONCORDIA can thus offer attractive premiums for these alternative insurance models. Depending on the deductible you choose, you will be able to benefit from additional savings on premiums.

Frequently asked questions on basic insurance:

Additional information on basic insurance with CONCORDIA