Pension provision solutions: pillar 3
Private pension provision
Get to grips with your wishes and achieve your financial goals for retirement or realise your dreams. CONCORDIA offers the ideal pension provision solutions for you to do so.
Private pension provision: pillar 3
With voluntary private pension provision, a distinction is drawn between tied pension provision (pillar 3a) and flexible pension provision (pillar 3b). Pillar 3 can be used to fill pension shortfalls and meet individual needs.
Tied pension provision – pillar 3a
Pillar 3a is for private pension provision and is voluntary. It can be used to make up pension shortfalls in pillars 1 (AHV/AVS/OASI) and 2 (occupational pensions). At the same time, you will also save tax as the premiums paid in can be deducted from your taxable income.
Pillar 3a solution from CONCORDIA:
Flexible pension provision – pillar 3b
In contrast to pillar 3a (tied pension provision), pillar 3b is flexible. This means that pillar 3b is not tied to retirement and can also be used for medium and long-term savings goals. Contributions, durations and payouts can be chosen freely.