LIBERO Hospital Insurance
Do you prefer a little flexibility? Then LIBERO Hospital Insurance offers the ideal insurance cover – exactly as you want it. Keep all your options open and decide freely on your preferred hospital ward every time you go into hospital – whether private, semi-private or general.
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LIBERO Hospital Insurance - Your advantages
Care and comfort according
You enjoy a free choice of hospital across Switzerland.
You choose your doctor in a private or semi-private ward.
You are also free to choose the hospital ward before an inpatient procedure.
When rooming-in, the accompanying parent receives up to CHF 60/night for stays at the hospital in which their insured child is hospitalised. This also applies if the child stays with the insured parent who is hospitalised.
In the event of an outpatient birth or home birth, you will receive a one-off payment of CHF 300.
Your premiums will not be increased after you have received benefits.
You do not pay any premiums for the third and all further children in a family if the first two children are insured with LIBERO Hospital Insurance.
Private ward: deductible of 35 %, max. CHF 4,000/year
Semi-private ward: deductible of 20 %, max. CHF 2,000/year
General ward: no deductible
Additional contributions of CHF 30/day to medically prescribed convalescence and spa treatments (max. 21 days/year)
Additional contributions of CHF 30/day to medically prescribed domestic help and nursing at home (max. 30 days/year)
Upon request, you can benefit from personal, competent advice for a second medical opinion, on choosing a hospital and on the preparation of a hospital stay. Take advantage of this free service by CONCORDIA.
Book a free consultation to help you prepare for your planned operation.