LIBERO Hospital Insurance
Do you prefer a little flexibility? Then LIBERO Hospital Insurance offers the ideal insurance cover – exactly as you want it. Keep all your options open and decide freely on your preferred hospital ward every time you go into hospital – whether private, semi-private or general.
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LIBERO Hospital Insurance - Your advantages
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Care and comfort according
to need -
For families
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concordiaMed
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Attractive premiums
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Limited deductible
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Additional benefits
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Health Compass
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You enjoy a free choice of hospital across Switzerland.
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You choose your doctor in a private or semi-private ward.
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You are also free to choose the hospital ward before an inpatient procedure.
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When rooming-in, the accompanying parent receives up to CHF 60/night for stays at the hospital in which their insured child is hospitalised. This also applies if the child stays with the insured parent who is hospitalised.
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In the event of an outpatient birth or home birth, you will receive a one-off payment of CHF 300.
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Your premiums will not be increased after you have received benefits.
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You do not pay any premiums for the third and all further children in a family if the first two children are insured with LIBERO Hospital Insurance.
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Private ward: deductible of 35 %, max. CHF 4,000/year
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Semi-private ward: deductible of 20 %, max. CHF 2,000/year
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General ward: no deductible
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Additional contributions of CHF 30/day to medically prescribed convalescence and spa treatments (max. 21 days/year)
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Additional contributions of CHF 30/day to medically prescribed domestic help and nursing at home (max. 30 days/year)
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Upon request, you can benefit from personal, competent advice for a second medical opinion, on choosing a hospital and on the preparation of a hospital stay. Take advantage of this free service by CONCORDIA.
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Book a free consultation to help you prepare for your planned operation.
