Mandatory Insurance Cover

Basic Insurance

Mandatory health care insurance guarantees legal insurance protection in the event of illness, accident and maternity. Alongside the traditional model, CONCORDIA offers myDoc Family Doctor InsuranceHMO Health Insurance and the smartDoc virtual telemedicine model.

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Basic Insurance at a Glance

Basic insurance is mandatory for all residents of Switzerland. The benefits are established by the law and therefore they are the same for all health insurance providers.

Alongside the traditional model, CONCORDIA offers three alternative insurance models. The difference between the myDoc family doctor insurance and the HMO model lies in the fact that you choose your first point of contact for medical complaints: your family doctor or your HMO health centre.

With the third alternative, the smartDoc telemedicine model, you decide when, where and how to take care of your medical concerns. In the event of a medical problem, you always contact the Medgate digital health practice first – either via the CONCORDIA Medgate app or by telephone.

The coordination of treatments via the first point of contact allows unnecessary treatments to be avoided. Depending on the deductible you choose, you will be able to benefit from additional savings on premiums.

Frequently asked questions on basic insurance:

Additional information on basic insurance with CONCORDIA